This blog post will provide a detailed breakdown of the costs associated with hiring a domestic helper in Singapore and offer tips on budgeting for this expense.So, I believe Maid agency In the future, it will be promising to create a miracle belonging to the industry. https://1achieve.net

　　

　　ESSENTIAL KNOWLEDGE

　　

　　Bryan

　　

　　7/27/20247 min read

　　

　　Breakdown of Costs

　　

　　1. Agency Fees

　　

　　Most employers in Singapore hire domestic helpers through licensed employment agencies. These agencies charge a fee for their services, which can vary widely depending on the agency and the services provided.

　　

　　Initial Agency Fees: These fees typically range from SGD 1,000 to SGD 3,000 and cover services such as sourcing candidates, conducting interviews, arranging medical examinations, and processing work permits.

　　

　　Replacement Fees: If the hired helper does not meet expectations or leaves before the contract ends, some agencies offer a replacement service, which may incur additional costs.

　　

　　When selecting an agency, consider its reputation, services offered, and fee structure. Reputable agencies often provide comprehensive services that include post-placement support, which can be valuable in ensuring a smooth employment relationship.

　　

　　2. Salary

　　

　　The monthly salary of a domestic helper depends on factors such as nationality, experience, and the specific duties required. Here are the average salary ranges for FRESH and some Experienced Helpers:

　　

　　Filipino Helpers: SGD 600 to SGD 700

　　

　　Indonesian Helpers: SGD 550 to SGD 650

　　

　　Myanmar Helpers: SGD 450 to SGD 550

　　

　　These figures can vary based on the helper’s experience and skill level. It¨s important to agree on a fair salary that meets both parties’ expectations. Additionally, consider offering performance-based incentives or bonuses to motivate and reward your helper for excellent work.

　　

　　3. Monthly Levy

　　

　　The Ministry of Manpower (MOM) imposes a monthly levy on employers of foreign domestic workers. The levy amount depends on the household’s specific needs:

　　

　　Standard Levy: SGD 300 per month

　　

　　Concessionary Levy: SGD 60 per month (for households with young children, elderly members, or disabled family members)

　　

　　To qualify for the concessionary levy, employers must meet certain criteria set by MOM, such as having a child below 16 years old or an elderly family member aged 67 and above. Click on this LINK to find out more.

　　

　　4. Medical Insurance and Security Bond

　　

　　Employers are required to purchase medical insurance and provide a security bond for their domestic helpers.

　　

　　Medical Insurance: A minimum coverage of SGD 15,000 per year for inpatient care and day surgery is required. This can cost between SGD 150 and SGD 300 annually.

　　

　　Security Bond: A SGD 5,000 security bond (for non-Malaysian helpers) acts as a financial guarantee to the Singapore government. This bond can be in the form of insurance, which typically costs around SGD 50 to SGD 80 per year.

　　

　　Ensuring comprehensive medical insurance coverage can provide peace of mind, as it covers hospitalization and surgical expenses that may arise during the helper¨s employment.

　　

　　5. Settling-In Programme (SIP)

　　

　　The Settling-In Programme is mandatory for first-time helpers and employers. The one-day course costs SGD 75 and is designed to educate both parties on safety, rights, and responsibilities.

　　

　　The SIP includes:

　　

　　Workplace Safety: Training on how to handle household equipment safely and avoid accidents.

　　

　　Cultural Orientation: Helping helpers adapt to the cultural norms and practices in Singapore.

　　

　　Rights and Responsibilities: Educating both parties on their legal rights and obligations.

　　

　　6. Food and Accommodation

　　

　　Employers must provide adequate food and suitable living conditions for their domestic helpers. The estimated monthly cost for food is around SGD 200 to SGD 300, depending on dietary needs. Accommodation costs can vary based on the living arrangements provided.

　　

　　Food: Ensure the helper has access to nutritious meals that meet her dietary requirements. Some employers choose to provide groceries, while others give a food allowance.

　　

　　Accommodation: Provide a private room or a suitable sleeping area that offers privacy and comfort. The room should be well-ventilated and equipped with basic amenities.

　　

　　7. Annual Medical Check-Up

　　

　　Helpers are required to undergo an annual medical examination to ensure they are fit for work. The cost of this check-up ranges from SGD 80 to SGD 150.

　　

　　The annual check-up includes:

　　

　　General Health Screening: Assessing overall health and detecting any medical issues.

　　

　　Infectious Disease Testing: Ensuring the helper is free from infectious diseases that could pose a risk to the household.

　　

　　8. Other Expenses

　　

　　Training: Some employers invest in additional training for their helpers, such as cooking or childcare courses. These can range from SGD 100 to SGD 500.

　　

　　Miscellaneous Costs: These include work-related tools, toiletries, and transportation expenses for the helper.

　　

　　Investing in training can enhance the helper¨s skills and improve the quality of service provided. Additionally, ensuring that the helper has access to necessary work tools and personal items can contribute to her overall well-being and job satisfaction.

　　

　　Tips on Budgeting for a Domestic Helper

　　

　　1. Calculate Total Monthly Expenses

　　

　　When budgeting for a domestic helper, it¨s essential to calculate the total monthly expenses. Include the helper¨s salary, monthly levy, food, accommodation, and any other recurring costs. This will give you a clear picture of the monthly financial commitment.

　　

　　For example, if you hire an Indonesian helper with a salary of SGD 600 and qualify for the concessionary levy of SGD 60, your monthly expenses might look like this:

　　

　　Salary: SGD 600

　　

　　Levy: SGD 60

　　

　　Food: SGD 250

　　

　　Accommodation: SGD 100 (if providing a private room incurs additional utility costs)

　　

　　Medical Insurance: SGD 25 (annual cost divided by 12)

　　

　　Total Monthly Expense: SGD 1,035

　　

　　2. Plan for One-Time Costs

　　

　　Factor in one-time costs such as agency fees, initial medical examinations, and the Settling-In Programme. These expenses can add up, so it¨s important to plan for them in advance.

　　

　　For example:

　　

　　Agency Fees: SGD 2,000

　　

　　Initial Medical Examination: SGD 100

　　

　　Settling-In Programme: SGD 75

　　

　　Total One-Time Cost: SGD 2,175

　　

　　3. Set Aside an Emergency Fund

　　

　　It¨s wise to set aside an emergency fund to cover unexpected expenses, such as medical emergencies or early termination of the helper¨s contract. This fund can provide financial security and peace of mind.

　　

　　Consider setting aside a few months’ worth of the total monthly expense as an emergency fund. For instance, having an emergency fund of SGD 3,000 can cover approximately three months of expenses.

　　

　　4. Consider Concessionary Levy Eligibility

　　

　　If you have young children, elderly, or disabled family members, check if you qualify for the concessionary levy. This can significantly reduce your monthly expenses.

　　

　　To apply for the concessionary levy, submit the necessary documents to MOM, such as the birth certificate of a child or medical certification for an elderly family member.

　　

　　5. Review Insurance Options

　　

　　Compare different insurance providers to find the best coverage at a reasonable price. Ensure that the medical insurance and security bond meet MOM¨s requirements.

　　

　　Look for comprehensive plans that cover hospitalization, surgery, and other medical expenses. Some insurance providers offer bundled packages that include both the medical insurance and security bond, which can be cost-effective.

　　

　　6. Monitor and Adjust Your Budget

　　

　　Regularly review your budget to ensure you are on track. Adjust it as needed to accommodate any changes in expenses or unexpected costs.

　　

　　Keep track of all expenses related to the helper, including food, accommodation, and medical costs. Use a budgeting app or spreadsheet to monitor these expenses and make adjustments as necessary.

　　

　　7. Communicate Clearly with Your Helper

　　

　　Clear communication with your helper regarding salary, duties, and expectations can prevent misunderstandings and additional costs. Ensure that both parties are aware of the agreed terms and conditions.

　　

　　Hold regular meetings with your helper to discuss her performance, address any concerns, and provide feedback. This can help maintain a positive working relationship and ensure that any issues are resolved promptly.

　　

　　8. Utilize Government Resources

　　

　　Take advantage of resources provided by MOM and other government agencies. These can include guidelines, support programs, and financial assistance schemes.

　　

　　Visit the MOM website for the latest information on regulations, levy rates, and support programs. Additionally, consider attending workshops or seminars on managing domestic helpers, which can provide valuable insights and tips.

　　

　　9. Plan for Long-Term Employment

　　

　　When hiring a domestic helper, consider the long-term financial commitment. A typical employment contract lasts for two years, but it can be extended if both parties agree.

　　

　　Plan for the long-term costs by:

　　

　　Calculating Total Costs Over Two Years: Multiply the monthly expenses by 24 months and add any recurring annual costs.

　　

　　Budgeting for Contract Renewal: If you plan to renew the helper¨s contract, budget for the renewal fees, medical check-up, and any other associated costs.

　　

　　For example, if the total monthly expense is SGD 1,035, the two-year cost would be:

　　

　　Total Monthly Expenses: SGD 1,035 x 24 = SGD 24,840

　　

　　Annual Medical Check-Up (Two Years): SGD 100 x 2 = SGD 200

　　

　　Insurance and Security Bond (Two Years): SGD 300 x 2 = SGD 600

　　

　　Total Long-Term Cost: SGD 25,640

　　

　　10. Explore Financial Assistance Options

　　

　　Some employers may be eligible for financial assistance programs to help offset the costs of hiring a domestic helper. Check if you qualify for any government subsidies or assistance schemes.

　　

　　For example, the Foreign Domestic Worker Levy Concession for Persons with Disabilities (PWD) scheme provides a concessionary levy rate for households with members who have disabilities. Additionally, some community organizations offer grants or financial assistance for families in need.

　　

　　11. Maintain Proper Documentation

　　

　　Keep all necessary documents and receipts related to the employment of your helper. This includes employment contracts, insurance policies, medical reports, and payment receipts.

　　

　　Proper documentation ensures compliance with MOM regulations and provides a record of all transactions and agreements. It can also be useful in resolving any disputes or misunderstandings that may arise.

　　

　　12. Evaluate Cost-Effective Alternatives

　　

　　Consider cost-effective alternatives to reduce expenses. For instance, you can:

　　

　　Provide Shared Accommodation: If space allows, consider providing shared accommodation with another helper to save on utility costs.

　　

　　Purchase Groceries in Bulk: Buying groceries in bulk can reduce food costs and ensure the helper has access to necessary supplies.

　　

　　Invest in Energy-Efficient Appliances: Using energy-efficient appliances can lower utility bills and reduce overall costs.

　　

　　Conclusion

　　

　　Hiring a domestic helper involves various costs, including agency fees, salary, levy, insurance, and other expenses. By understanding these costs and following budgeting tips, you can effectively manage your finances and ensure a positive working relationship with your helper.

　　

　　Proper planning and clear communication are key to maintaining a harmonious household and making the most of the support provided by a domestic helper. By considering long-term costs, setting aside an emergency fund, and utilizing available resources, you can create a budget that accommodates the financial commitment of hiring a domestic helper while ensuring a positive experience for both your family and the helper.

　　

　　Taking the time to plan and budget carefully will not only help you manage expenses but also foster a respectful and productive working relationship with your domestic helper, contributing to the overall well-being and harmony of your household.

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According to a report by the British “Sun” on March 17, Princess Kate went to her favorite farm store and took the first step towards returning to official activities.

Witnesses said Kate appeared on the 16th a mile (16 kilometers) away from the Adelaide cabin where she lived, looking happy, relaxed and healthy.

In addition, Kate and William also watched several children George, Charlotte and Louis participate in sports that morning.

Kate’s appearance came against the backdrop of wild speculation and gossip about her health and whereabouts that left the royal couple extremely uneasy.

A witness at the Windsor Farm store said: After all these rumors were circulating, I was surprised to see them there.

Kate and William were out shopping. She seemed happy and in good shape.

The children were not with them at the time, but her health was sufficient to allow her to appear in the store, which was a good sign.

Kate was last seen performing public duties last Christmas and has been unable to perform official functions since undergoing surgery in January.

According to a report by Newsweek on March 17, news about Kate Middleton, Princess of Wales, has attracted extremely high attention across the Atlantic, surpassing the two ironclad candidates in the 2024 U.S. presidential election, President Joe Biden and former President Donald Trump.

On average, U.S. users have searched for the word Middleton on Google six times as many times as Trump and nine times as Biden in the past seven days, according to Google Trend Analytics Chart.

On March 10, Kensington Palace released a photo of Princess Kate and her three children celebrating Mother’s Day in the UK. A day later, Kate admitted editing the photo after news agencies including the Associated Press and Reuters asked media users to withdraw the photo because they feared it had been tampered with.

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Milwaukee, USA, July 17 (Reporter Xiong Maoling) The White House issued a statement on the 17th saying that US President Biden tested positive for the new coronavirus that day and had mild symptoms.

The statement said Biden was tested for the new coronavirus after attending an event in Las Vegas earlier on the 17th and the result was positive. Biden, who has previously been vaccinated and given booster shots, will self-quarantine at his home in Delaware and continue to perform his duties.

White House doctors revealed that Biden developed upper respiratory symptoms that afternoon, including a runny nose, dry cough and physical discomfort. The symptoms are currently mild. His breathing rate, body temperature and blood oxygen are normal, and he is now receiving medication.

Biden was diagnosed with the new coronavirus in July 2022.

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Following the airdrop of aid supplies, U.S. President Biden announced that he would build a dock in the Palestinian Gaza Strip and provide aid by sea. The United States ‘move to deliver weapons to Israel while providing humanitarian aid to Gaza in the form of airdrops and construction of docks has been widely questioned by the international community.

U.S. President Biden announced in his State of the Union address on the 7th that the United States will build a temporary port on the Mediterranean coast of the Gaza Strip to receive supplies. The U.S. Central Command said on the 9th that a U.S. military logistics support ship had set off from the Langley-Eustis Joint Base in Virginia for the eastern Mediterranean Sea, carrying the first equipment needed to establish the temporary port. The U.S. Department of Defense earlier issued a temporary port construction timetable, saying that the project would require more than 1000 soldiers to participate and could take nearly 60 days.

Before announcing the construction of a temporary port, the United States also chose to provide aid to the Gaza Strip through airdrops. However, the effectiveness of these U.S. actions was questioned.

Abil Etfa, spokesman for the World Food Program in the Middle East: Airdrops cannot compete with or replace truck fleets in terms of the quantity of supplies delivered; they are also much more expensive than land fleets in terms of cost. The amount of airdropped supplies is extremely limited. Only a very, very few people can benefit from it.

The Council on American-Islamic Relations has called on the U.S. president to stop playing both a firefighter and an arsonist in the Gaza Strip.

Providing both food and bombs, Biden may involve himself in the Gaza War. The New York Times published an article titled on the 8th, saying that although Biden decided to provide assistance through air and sea transportation, the other side is still providing bombs to Israel. The United States may suddenly find that it is already at the same time to some extent. The position of both sides in the conflict has raised questions and concerns about its role.

A friend posted that the United States ‘actions were extremely hypocritical. The hypocrisy and double standards of American politicians are world-class. What the United States is doing is like cutting off people’s legs and giving them several wheelchairs.

Michael Fahri, United Nations Special Rapporteur on the right to food: I have reason to believe that this is a show to cater to the American audience as the U.S. election approaches. This is the only reasonable explanation. According to my previous description, from a humanitarian perspective, an international perspective, and a human rights perspective, the United States ‘airdrops and the establishment of sea ports seem ridiculous.

Some people in the Gaza Strip even bluntly said that the so-called aid efforts of the United States are actually useless. The United States has not made any real efforts to save the humanitarian disaster there.

Hassan, the displaced: Instead of telling us they will build a port to help us, stop supplying weapons to Israel, all those weapons from the United States are killing us and our children anytime and anywhere.

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United Nations, July 16 (Reporter Wang Jiangang) Fu Cong, Chinese Permanent Representative to the United Nations, spoke at the Security Council’s open debate on international order and multilateral cooperation on the 16th, calling on the international community to promote the construction of a more just and reasonable international order, safeguard sovereign equality, and Let every country find its place in the multipolar system, play its due role, and jointly promote an equal and orderly world multipolarization.

Fu Cong said that countries should respect each other, take into account each other’s core interests and major concerns, respect the development paths and institutional models independently chosen by the people of all countries, and not interfere in other countries ‘internal affairs; create common security, be based on the objective law that security is indivisible, and adhere to Resolve disputes through dialogue, resolve differences through consultation, and build a more balanced, effective and sustainable security architecture; Promote common development, promote inclusive economic globalization, accelerate the implementation of the 2030 Agenda for Sustainable Development, and strive to achieve the goal of leaving no country or anyone behind.

Fu Cong called on all countries to uphold fairness and justice, safeguard the authority of the United Nations and international law, advocate a global governance concept of extensive consultation, joint contribution and shared benefits, enhance the representation and voice of developing countries; demonstrate openness and inclusiveness, promote equal dialogue, exchanges and mutual learning among different civilizations, promote mutual understanding among people of all countries, and promote common values for all mankind.

Fu Cong pointed out that the real intention of some countries in the so-called rules-based international order is to create an alternative system outside the existing international legal system and seek legitimacy for double standards and exceptionalism. There is only one order in the world, that is, an international order based on international law. There is only one set of rules, that is, the basic norms of international relations based on the purposes and principles of the United Nations Charter.

Fu Cong said that NATO, as a well-known regional military group left over from the Cold War, seeks to expand its sphere of influence, is keen to create false narratives, add fuel everywhere, incite camp confrontation, and even blame and blame domain name foreigners on the Ukraine issue. This runs counter to the international community’s efforts to promote peace and talks. History has fully proved that wherever NATO’s black hands extend, turmoil and chaos appear. China advises NATO and some countries to reflect on themselves and stop being troublemakers who harm others and undermine common security.

Fu Cong said that common development and common security complement each other and are the foundation of a good international order, in which development is the overall key to solving all problems. Some countries generalize the concept of national security, build small courtyards and high walls, impose indiscriminate unilateral sanctions, and disrupt the global production and supply chain, which will ultimately lead to a situation of double lose and multiple lose. The international community must resolutely resist this erroneous practice.

Fu Cong said that Chinese leaders followed the trend of the times and proposed the Five Principles of Peaceful Coexistence, which fully reflected the spirit of the Charter and created the basic norms of international relations that countries, big or small, strong or weak, regardless of East and West, should respect each other and treat each other as equals., also provides an important ideological foundation for promoting the development of the international order in a more just and reasonable direction. Chinese leaders ‘proposal to build a community with a shared future for mankind is an inheritance and promotion of the purposes and principles of the United Nations Charter and the Five Principles of Peaceful Coexistence under the new situation.

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According to a report by Singapore’s Lianhe Zaobao on March 21, there are still a few months before the 2024 U.S. presidential election. A number of polls show that Democratic President Biden’s approval rating is slightly ahead of former Republican President Trump.

Reported that Biden and Trump have recently locked in the Democratic and Republican presidential candidacies. If nothing unexpected, the two will face off again in the presidential election.

According to reports, according to the Economist Weekly poll average, as of March 19, Biden led Trump slightly (44%) with a 45% approval rating. At least three polls conducted in March showed Biden would defeat Trump in the November presidential election.

The report also said that Reuters Ipsos conducted a survey of 3356 registered voters from March 7 to 13. The poll results showed that Biden would receive 39% of the votes, and Trump’s vote rate would be 38%.

Another poll, conducted from March 9 to 12, showed Biden would receive 45% of the vote, compared with Trump’s 44%.

The report pointed out that a number of previous polls have shown that most Americans do not want to see Biden and Trump rematch.

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Moscow, July 17 (Reporter Jiang Youlin) The Russian Ministry of Defense announced on the 17th that Russia and Ukraine each handed over 95 detainees to each other that day.

The Russian Defense Ministry said on social media that after negotiations, 95 detained Russian personnel returned from Uzbekistan-controlled areas. In exchange, Russia handed over 95 Ukrainian military personnel to Uzbekistan. The released Russian personnel will be sent to Moscow for treatment.

Ukraine President Zelensky also posted on social media on the 17th that 95 detained Ukrainian military personnel were released from Russia that day.

Since March 2022, Russia and Uzbekistan have exchanged detained persons many times. According to the latest data provided by Uzbekistan’s department responsible for coordinating detained persons, a total of 3405 people have been released so far. (Participating reporter: Li Dongxu)

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Grozny, Russia, July 15 (Reporters Liu Kai and Chen Ting) Russian Deputy Minister of Economic Development Sergey Nazarov said in an interview with reporters on the 15th that Russia’s North Caucasus region hopes to carry out cooperation with China and is looking for opportunities to attract Chinese companies invest here.

Nazarov told reporters during the 2024 Caucasus Investment Forum that day that Russia is interested in cooperating with China’s multi-domain names. For example, Russia has discussed the possibility of cooperation in the automotive industry with many Chinese countries, especially hoping to promote Localized production of auto parts.

Nazarov said that the North Caucasus region has huge investment potential, is rich in natural resources, is expanding sales markets, and each region has its own characteristics. The Russian government is prepared to support these regions in improving investment attractiveness.

The 2024 Caucasus Investment Forum opened on the 15th in Grozny, the capital of the Chechen Republic of Russia, and will last for three days. More than 4000 representatives from more than 50 countries and regions attended the forum to discuss regional development and cooperation.

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Abidjan, July 14 (Reporter Zhang Jian) News from Niamey: Niger’s Defense and Security Forces issued a communiqué on the evening of the 13th, saying that most of the dozens of prisoners who recently escaped from the country’s Kutukare prison have been captured and three others were killed.

The communiqué said the area where the prison is located has been cordoned off and an aerial search operation is still underway to find the remaining fugitives. The military called on the public to be vigilant and immediately report any suspicious person or any relevant information to the authorities.

On the evening of the 11th, a prisoner escape occurred at Kutukare Prison in Tirabei Province, Tirabei Region, western Niger. The prison is located 50 kilometers northwest of Niamey, the capital of Niger, and holds members of extremist organizations such as the Boko Haram Islamic State. In 2016 and 2019, two jailbreaks occurred in this prison, both of which were successfully prevented.

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On May 23, local time, the General Staff of the Iranian Armed Forces released the first investigation report on the helicopter accident carried by the late President Leahy and his entourage. It is reported that a professional technical team dispatched from Tehran arrived at the helicopter crash site at 9 a.m. local time on the 20th to collect information.

The report shows:

The helicopter flew according to the planned route and did not leave the designated route.

About a minute and a half before the helicopter accident, the pilot of the helicopter that crashed communicated with the other two helicopters of the flight crew.

No bullet marks or similar conditions were found in the remaining parts of the crashed helicopter.

The crashed helicopter caught fire after reaching high altitude.

Due to complex regional conditions, heavy fog and low temperatures, the search and rescue operation was extended and continued throughout the night. At 5 a.m. on May 20, with the help of Iranian drones, the location of the accident was accurately located.

No suspicious circumstances were found in the tower’s conversations with the crew.

The report also mentioned that most of the information related to the helicopter accident has been collected, and that some content needs more time for Iran to review. (General reporter Li Shuangxi)